• Adjustable Rate Mortgage (ARM)

    If you are looking for a low initial interest rate, consider an adjustable rate mortgage from The First. These products are available in any amount for the purchase or refinance of your primary or secondary home.

    1/1 ARM

    • Lowest starting rate offered by The First
    • Re-prices every twelve months
    • Fully underwritten and serviced by The First
    • Rate guaranteed upon receipt of complete application

    3/1 ARM

    • Competitive rate
    • Low starting rate guaranteed for three years, re-prices annually thereafter
    • Fully underwritten and serviced by The First
    • Rate guaranteed upon receipt of complete application

    5/1 ARM

    • Low starting rate guaranteed for five years, re-prices annually thereafter
    • Fully underwritten and serviced by The First
    • Rate guaranteed upon receipt of complete application

    7/1 ARM

    • Low starting rate guaranteed for seven years, re-prices annually thereafter
    • Fully underwritten and serviced by The First
    • Rate guaranteed upon receipt of complete application

    To locate the branch nearest you, click here.