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Mortgage Loans

Looking to build or buy a new home? Ready to refinance? At First National Bank we can start working with you at any phase of your home ownership process. By taking the time to really listen to your needs, our knowledgeable, efficient mortgage staff can make your home ownership dream a reality.

We offer a number of first-rate mortgage products, and we can help you determine the one that best suits your needs. First National is also a Maine State Housing Authority participating lender. 

Are you ready to get pre-qualified? Mortgage pre-approval empowers you by providing financial clarity and can streamline the process as you can move forward with confidence toward your dream home. 

For local mortgage lending at its best, contact First National Bank by calling First Phone Banking at 1.800.564.3195 or visit one of our branches.

Our lenders are registered with the Nationwide Mortgage Licensing System.  For a list of lenders and their NMLS number, click here.

We'll help you choose the mortgage that's right for you. If you have questions about the mortgage loan process, contact one of our experienced lenders or check out this mortgage loan toolkit

Ready to get started? Check out our Mortgage Center for rates, online applications, resources, FAQ and more!

Apply Now

Type The right choice if you:
Fixed Rate want a stable interest rate for the life of your purchase or refinance loan

Adjustable Rate ARM 

want a low initial interest rate, will only be in your home a short period of time, or expect that rates may decline


are seeking to build your first home or the home of your dreams


are a first-time home buyer meeting the eligibility requirements

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