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First National Bank Disclosures

Website Terms of Use

"You" means any customer, authorized person, or any other person who views, accesses, uses, or obtains information from this website or who obtains information by monitoring activity to and from the website.

"We," "us," "our" and "Bank" means First National Bank and its affiliates, agents, directors, officers and/or employees.

By using this website and all others owned and maintained by the Bank, you agree to the following terms of use, so please read them carefully. These terms and conditions may be revised at any time by our updating this notice and posting it on our website. You are bound by any such revisions if you continue to use the website after we have posted the changes. We suggest that you periodically visit this page to review the most recent terms of use.

You agree not to interrupt or attempt to interrupt the operation of this website in any way. You understand that access to account(s) on which you are not authorized or restricted areas of this website may be a criminal violation. You agree not to access any such account(s), nor attempt to obtain or decrypt any passwords or other security protection for any such account(s). You will not impersonate any person or entity, misrepresent your affiliation with a person or entity; or misrepresent the origin of any content provided to us. You agree to comply with our rules and policies regarding use of the website, as published from time to time by us. You agree that your use of the website will at all times be for a lawful purpose and you agree to comply with all applicable laws and regulations in your use of the website. Possible evidence of use of this website for illegal purposes will be provided to law enforcement authorities. You agree not to reverse engineer, reverse assemble, decompile, create derivative works, modify, or otherwise attempt to derive the source code of the website or to copy (except as otherwise expressly permitted hereunder), modify or create derivative works of its content or any materials related to the website or any of the services provided by the Bank through the website.

Privacy Notices

To view our privacy practices, please read our Privacy Policy.

Products and Services Provided by First National Bank

The information and descriptions regarding products contained on this website are intended as general information and are not necessarily complete descriptions of the products and services offered by the Bank.

Ownership/Use of Content

The information contained in this website is owned by the Bank and is provided for your personal use and, except as otherwise expressly provided herein, may not be modified, copied, distributed, reproduced, republished, uploaded, downloaded, posted, transmitted or duplicated without the prior written consent of the Bank.


All trademarks, service marks, trade names, logos, icons and domain names located on this website are the property of the Bank or others. Your use of any trademark, service mark, trade name, logo, icon and domain name displayed on this website without the written permission of the Bank or the other owners is strictly prohibited.

This website contains software, photographs, graphics, text, images and other material (collectively "Material") that are protected by copyright law. All such Material also is copyrighted as a collective work under the copyright laws, and the Bank owns a copyright in the selection, coordination, arrangement, and enhancement of such Material. You may not modify, remove, delete, augment, add to, publish, transmit, participate in the transfer or sale of, create derivative works from, or in any way exploit any of the Material, in whole or in part. We grant you permission to electronically copy and print in hard copy portions of this website (and to download software made available on the website) solely for your personal use and in connection with conducting business with the Bank. Otherwise, you may not reproduce or distribute in any way Material protected by copyright without obtaining the prior written permission of the Bank.


First National Bank makes no claim, express or implied, about the accuracy or completeness of any of the content or functions of this website (or any linked website), or about any of the benefits or opportunities you may obtain at this website. We hereby disclaim all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, title, and non-infringement. The content and functions are provided "as is" and "as available." To the extent the law does not permit the disclaimer of warranties, all content and functions are warranted only to the extent allowed by law. In using this website, you agree that you will not hold the Bank liable to you or any other party for any direct, indirect, special, consequential or other damages of any kind arising out of any use of this website (or any linked website).

Third Party Websites

The Bank may provide links to other websites controlled or offered by third parties ("Linked Websites"). These links are offered for informational purposes only. The Bank’s inclusion of a link to a Linked Website does not imply approval or endorsement of the Linked Website or any products or services offered on Linked Websites. The Bank is not responsible for the content, accuracy, reliability or opinions expressed in Linked Websites. We have not investigated or monitored the Linked Websites for accuracy or completeness. The Linked Websites may have different privacy policies and security standards from ours. We are not responsible if any offer terms shown on our website differ from those shown on the Linked Website.


The Bank does not intend to solicit information from children or market its products or services to children through this website.


The Bank protects your privacy related to this website. All personal information in our computers is protected from unauthorized access by a secure firewall and database architecture. Information may only be accessed by personnel who have a legitimate business reason to access it. Some areas of this website use secure methods of Internet communication to exchange personal information with you.


The Bank assumes no responsibility, and will not be liable for, any damages to, or viruses that may infect, your computer equipment or other property caused by your access to, use of, or browsing of this website, or your downloading of any materials, data, text, video, or audio from this website.


E-mails that you send to us are not necessarily secure when they are transmitted to us. If your communication is sensitive or includes confidential information such as a Social Security Number or an account number, or if you need specific details about any information contained in our site, you should contact us by regular mail or as indicated on the Contact Us page. If you choose to use e-mail to communicate confidential information, you assume the risk that your e-mail may not be secure.

Governing Law

The laws of the United States and the State of Maine will govern the content and use of this website, without giving effect to conflict of law principles.

The Bank controls this website from its offices within the United States. We make no representation that the content on our website is appropriate, legal or available for use in other locations. Those who choose to access the website from other locations do so at their own initiative and are responsible for compliance with applicable local laws. By registering for or entering this website, you consent and submit to the exclusive jurisdiction and venue of the state and federal courts located in the State of Maine.

Registration Information

You may be invited to register for this website to help us understand your financial needs and to alert you to other products and services. If you register for this website, you will be required to provide the Bank with certain information that may include your name, e-mail address, mailing address, zip code, country, as well as selection of a unique user name and password. You agree to provide true, accurate, current and complete information about yourself on the registration screens and/or forms and to maintain and promptly update such information. If you provide any untrue or inaccurate information, or if we have reasonable grounds to suspect that such information is untrue or inaccurate, we may suspend or terminate your registration and refuse all current and future use by you of our website.

Compliance with Export Laws and Regulations

United States export control laws regulate the export and re-export of technology originating in the United States. This includes the electronic transmission of information and software to foreign countries and to certain foreign nationals. You agree to abide by these laws and their regulations, including, but not limited to, the Export Administration Act and the Arms Export Control Act, and not to transfer, by electronic transmission or otherwise, any such technology derived from our website to either a foreign national or a foreign destination in violation of such laws.

USA Patriot Act

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.


Internet Confidentiality

Visitors to the website of First National Bank, remain anonymous. We do not collect identifying information about visitors to our site. We may use standard software to collect non-identifying information about our visitors, such as:

  • Date and time site was accessed.
  • IP Address (a numeric address given to servers connected to the internet).
  • Web Browser used.
  • City, State and Country.

First National Bank uses this information to create summary statistics and to determine the level of interest in information available on our site.

We welcome your comments and suggestions. Please use the Contact Us form.