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What is Tap2Local™?
Tap2Local™ is a mobile payment solution built into the First National Bank mobile app. It allows small and micro-businesses to securely accept both in-person and remote payments from their phone.
Tap to Pay
Customers tap their card or mobile wallet (Apple Pay™, Google Pay™) directly to your smartphone for quick, secure, in-person payments.
Payment Links
Send secure payment links to your customers so they can pay from anywhere, at any time—no in-person interaction required.
QR Codes
Display a scannable QR code on your device for fast, contactless checkout—ideal for pop-ups, booths, and point-of-sale setups.
Contact us today to learn more!
Frequently Asked Questions
Tap2Local™ is designed to make accepting digital payments easy and accessible for small and micro-businesses. Explore these common questions to learn how the service works, what it costs, and how to get started with the tools that fit your business.
How much does Tap2Local™ cost?
First National Bank does not charge any fees to use Tap2Local™. All payment processing fees are set by Jack Henry when you enroll.
Are Tap2Local™ fees lower than Square®?
Often, yes. Jack Henry offers competitive, transparent processing rates that are frequently lower than Square® and other third-party payment tools.
Who can use Tap2Local™?
Tap2Local™ is built for small and micro-businesses, mobile service providers, food trucks, vendors, farmers market booths, nonprofits, and side-hustle entrepreneurs.
Do I need a First National Bank business account to enroll?
Yes. An active First National Bank business checking account is required to activate Tap2Local™.
What kind of phone or device do I need?
You’ll need a compatible smartphone that supports Tap to Pay functionality. Our Digital Commerce team can confirm device compatibility during enrollment.
Can I accept payments both in-person and remotely?
Yes. Tap2Local™ supports tap-to-pay for in-person transactions and offers payment links and QR codes for remote or contactless payments.
Is Tap2Local™ secure?
Absolutely. Tap2Local™ uses a secure, PCI-compliant payment infrastructure provided by Jack Henry to protect your transactions and customer data.