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Construction Loans




The One Close Construction Loan

Building or renovating. Primary home or your vacation home. Our One-Close Construction Loan can help you build your dream home. But what makes this loan special? Let us count the ways:

  • You only need to close once
  • The initial construction loan converts to a permanent loan after construction is completed, or after 12 months
  • Low fixed interest rates with interest only paid during the construction period
  • Can be used for primary or secondary residences
  • We will finance more than 80% loan to value with PMI approval
  • Competitive rates and closing costs


Building the home of your dreams?

Partner with First National Bank to turn your blueprints into reality.

  • Competitive rates and closing costs
  • Available for primary or secondary residences
  • Monthly interest-only payments based on the amount drawn
  • Construction periods of up to one year from date of closing
  • One-time closing package available



Ready To Get Started?

Start an online application now!

or
Call 1-800-564-3195

Find A Branch Near You

Make Payments Online

You can now make your construction loan payment online through our payment portal.



Interested in other Personal Loan products? Follow the links below!