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Debit & Credit Cards

Unbeatable 24-hour convenience...

The Bank is never closed with a First National Bank VISA® Debit Card. Make deposits, withdrawals, and payments 24 hours a day.

To report a lost or stolen ATM or Debit card after hours call 1-877-563-2265 and choose option #3.
If you use another ATM, one not owned by First National Bank, you may be charged a fee by the ATM operator and/or the network used. The ATM operator and/or network may charge you a fee for a balance inquiry, even if you do not complete a fund transfer.

Digital Wallet

Need a faster way to pay? By adding your First National Bank VISA® Debit Card to your digital wallet, you can enjoy the freedom to make quick and secure payments without the need to carry your physical card. Learn how to set up your digital wallet - compatible with Apple Pay™, Samsung Pay and Google Pay.

Spirit Cards

Show your school spirit with an FNB Spirit Card. When you open a new personal checking account and ask for a First National Bank Spirit Visa® Debit Card, we donate money to your school's First Hoop fund*!

*For each new account opened that includes a new debit card, $5 will be donated to the participating school of your choice as part of the Bank’s First Hoop Program, up to $500 per First Hoop season. Participating schools include: Belfast Area High School, Boothbay Region High School, Brewer High School, Calais High School, Ellsworth High School, George Stevens Academy, Lincoln Academy, MDI High School, Medomak Valley High School, Oceanside High School, Shead High School and Sumner Memorial High School.

Credit Cards

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

No matter which card you choose, you'll enjoy important features like:

  • Convenient and flexible purchasing power. Accepted at millions of locations worldwide.
  • Mobile Purchasing capability for added convenience.
  • Zero Fraud Liability.* You won't be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.
  • Plus much more!
Visit a branch to apply!

Need to make a payment or manage your current credit card? You can do so through the online portal.

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.