Additional Business Services
Merchant Credit Card Processing
- Partnered with TransFirst, First National Bank offers a comprehensive selection of credit card processing and settlement service options
- Services provided at competitive rates
- We support merchants in a variety of industries including retail, restaurants, lodging, e-commerce and many more.
First Remote Deposit
- First National Bank has the technology to allow you to scan your deposits and submit them electronically into your business checking account, all from the comfort of your office.
- By utilizing a desktop scanner that connects to your computer, you now have the ability to make deposits at any time of the day.
- Ask your banking representative today for more information on this convenient service.
First Online ACH
- Create electronic payments, such as utility payments, membership fees, and payroll direct deposits.
- ACH processing application may substantially reduce your manual processing costs.
Overdraft Protection Line of Credit
- Overdrafts to your business checking account are covered by transfer of available funds from your linked line of credit.
- Business lines of credit are loans and subject to credit approval.
- If you overdraw your checking account, First National Bank will transfer funds in $50 increments from your line of credit in order to bring your checking account balance to a zero or positive balance.
First Visa Debit Card for Business
- First National Bank makes it easy for you to make business transactions anywhere Visa® is accepted.
- Use it at any of our conveniently-located ATMs to gain access to your cash any time of day.
- Learn about all the benefits of our VISA Debit Card and credit card options here
First Phone Banking
Our full-service telephone banking center offers you access to your accounts from 7:00am to 5:30pm weekdays and from 8am to 12pm on Saturday. Call 1.800.564.3195 to speak to a First Phone Banking Consultant who will be happy to assist you with your banking transactions over the phone.
Dream First Rewards Program
Looking for a way to advertise your business locally to a large group of potential customers? Join the Dream First Rewards Program today! Call 800-564-3195 or stop by your nearest branch for more information.
Self-Service Coin Handling
This time-saving service is free to all customers who maintain a deposit or loan account at First National Bank. We currently have coin counters in all of our branches except Wiscasset.
First to Open
We open our drive-up windows at 7:00am, Monday through Friday, to make banking even more convenient for you. Get your banking done early, and get on with your day!
In addition to the services described above, First National Bank can provide your business with a host of essential tools designed to help you manage your time more efficiently and make your day-to-day operations run smoothly. Ask us about overdraft protection, wire transfers, cash management, night depository, and investment services.
For more information on these services, please call First Phone Banking at 800.564.3195.