Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.

Home Equity Loans

First Equity Line of Credit

  • Competitive variable rates 
  • Easy access to your available funds
  • Convenient revolving line of credit - draw or replace funds at your convenience
  • Interest paid may be tax deductible (consult your tax advisor)

Home Equity Installment Loan

  • Competitive rates
  • Borrow a fixed amount with fixed monthly payments of principal and interest
  • Long term fixed rates available
  • Interest paid may be tax deductible (consult your tax advisor)


To have a Consumer Loan Application mailed to you, call a First Phone Banking Consultant at 1-800-564-3195 or visit one of our branches.

Ready to get started? Check out our Mortgage Center for rates, online applications, resources, FAQ and more!

First National Bank Mortgage Center

The primary market area for First National Bank is Mid-Coast and Downeast Maine; therefore, we will not accept applications outside the State of Maine.

* No closing costs offer valid on owner-occupied 1-4 family residential properties with marketable title in the State of Maine up to $250,000. Subject to credit approval. Property and hazard insurance are required and are the responsibility of the borrower. Maximum Loan-To-Value ratio is 80%. Single-wide mobile homes are not eligible; double-wide mobile homes are eligible only if permanently attached to a foundation. Not available for purchase transactions. For home equity lines of credit above $250,000, borrower is responsible for closing costs including but not limited to title update, property valuation, flood determination, government recording fees and document preparation fees. Applicants with an existing home equity line of credit at First National Bank must increase the line by at least $15,000.00 to be eligible for this offer. Must apply by December 31, 2018 to receive no closing costs offer.