• Home Mortgage Loans

    Looking to build or buy a new home? Ready to refinance? At The First, we can start working with you at any phase of your home ownership process. By taking the time to really listen to your needs, our knowledgeable, efficient mortgage staff can make your home ownership dream a reality.

    We offer a number of first-rate mortgage products, and we can help you determine the one that best suits your needs. The First is also a Maine State Housing Authority participating lender. 

    For local mortgage lending at its best, contact The First by calling First Phone Banking at 1.800.564.3195 or visit one of our branches.

    Our lenders are registered with the Nationwide Mortgage Licensing System.  For a list of lenders and their NMLS number, click here.

    We'll help you choose the mortgage that's right for you.


    Type The right choice if you:
    Fixed Rate
    • want a stable interest rate for the life of your purchase or refinance loan
    Adjustable Rate ARM 
    • want a low initial interest rate, will only be in your home a short period of time, or expect that rates may decline
    Construction
    • are seeking to build your first home or the home of your dreams
    MSHA
    • are a first-time homebuyer meeting the eligibility requirements