• Checking

    A better way to bank begins with flexible checking account options.

    We'll help you choose the account that's right for you.

    Every new personal checking account includes

    • FREE First VISA® Debit Card available - issued instantly!
    • FREE First Online Banking and Bill Pay
    • FREE coin machine usage (located at most branches)
    • FREE iStatement
    • FREE Dream First Rewards Program
    • FREE ATM use without surcharges at over 200 Maine Cash Access locations statewide
    • FREE First Mobile Banking

    Checking Account Features
    Spark Checking
    • No minimum balance
    • $5 monthly fee (waived with 8 debit card transactions per statement period)
    #E-Chieve Checking
    • Direct deposit and automatic payments required
    • Competitive interest rate
    • iStatements required
    • $8 monthly fee (waived with iStatement enrollment & debit card)
    Inspire Checking  
    • Competitive interest rate
    • FREE small safe deposit box
    • Preferred pricing on Certificates of Deposit
    • $10 monthly fee waived when one of these requirements are met:
      • $1,500 average checking account balance
      • Keep an average of $15,000 or more in combination of qualifying deposit accounts
      • Have consumer or mortgage loan balance of $70,000 or more

    Click here to read our funds availability policy.