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Spark Personal Checking

Our Spark personal checking is a simple account that covers all of your banking needs. This personal checking account is perfect for anybody who keeps things simple and uses their debit card for most transactions.



      • No minimum balance
      • FREE Dream First Community Program automatic enrollment
      • $5 monthly fee (waived with 8 debit card transactions per statement period - does not include ATM transactions)
      • FREE iStatement
      • FREE Direct Deposit and Automatic Payments
      • FREE First Online Banking and Bill Pay available
      • FREE First VISA® Debit Card available
      • Minimum opening deposit for all checking accounts is only $50

Note: Customer purchases checks. This account is available to individuals only; business and corporate accounts do not qualify for this account. Bank rules and regulations, along with regular account charges, apply. For further information, please request our Deposit Account Disclosure and Schedule of Fees and Charges by calling 1.800.564.3195.