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Exceptional Personal Checking

Exceptional personal checking is for the customer who keeps a higher balance in their deposit accounts and also has a First National Bank mortgage loan.  Earn interest on your money monthly, take advantage of our free small safety deposit box and get preferred pricing on certificates of deposits. 


  • Competitive interest rate
  • FREE small safe deposit box
  • Preferred pricing on Certificates of Deposit
  • FREE Dream First Community Program automatic enrollment
  • FREE iStatement
  • FREE First Online Banking and Bill Pay available
  • FREE First VISA® Check Card available -- issued instantly!
  • $10 monthly fee waived when one of these requirements are met: $1,500 average checking account balance
    • Keep an average of $15,000 or more in combination of qualifying deposit accounts
    • Have consumer or mortgage loan balance of $70,000 or more
  • Minimum opening deposit for all checking accounts is only $50

Note: Customer purchases checks. This account is available to individuals only; business and corporate accounts do not qualify for this account. Bank rules and regulations, along with regular account charges, apply. For further information, please request our Deposit Account Disclosure and Schedule of Fees and Charges by calling 1.800.564.3195.