• Home Equity Loans

    Put the equity in your home to work for you! Whether it's home improvement, debt consolidation, education, vacation or other needs, the home equity product offerings from The First can meet your needs.

    First Equity Line of Credit

    • Competitive variable rates 
    • Easy access to your available funds
    • Convenient revolving line of credit - draw or replace funds at your convenience
    • Interest paid may be tax deductible (consult your tax advisor)

    Home Equity Installment Loan

    • Competitive rates
    • Borrow a fixed amount with fixed monthly payments of principal and interest
    • Long term fixed rates available
    • Interest paid may be tax deductible (consult your tax advisor)

    Download rate information here.

    To have a Consumer Loan Application mailed to you, call a First Phone Banking Consultant at 1-800-564-3195 or visit one of our branches. Click Here 


    The primary market area for the First is Mid-Coast and Downeast Maine; therefore, we will not accept applications outside the State of Maine.