Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.

DB&T Welcome

We are pleased to announce that First National Bank has entered into an agreement with Bangor Savings Bank to purchase both the Belfast Damariscotta Bank & Trust branch and the accounts. We are committed to ensuring that you have a smooth transition to First National Bank, and we will do all we can to make this a positive experience for you. We are looking forward to welcoming you as First National Bank customers and bringing our brand of community banking to Waldo County.  


Dream First…Our Best Days are Ahead! 


What's Next? 

  • Watch your mail for important information arriving in November

Important Information

Here you will find a list of important regulatory documents for the acquisition. 


Find a complete list of our branches along the coast and inland to Bangor. 
Learn More about First National Bank

Frequently Asked Questions

When will the conversion be complete?
The merger will be legally complete December 12, 2020. We welcome you to check back here often for updates. Until the transition is complete, please continue to work with your DB&T representative. 
What account product will I have?
Damariscotta Bank & Trust Product First National Bank Product
Free Checking Plus Inspire Checking
Platinum 50 Checking Inspire Checking
Premier NOW Checking Inspire Checking
Money Market Personal First Choice Money Market
Health Savings Account
Statement Savings
Christmas Club
Kid's Quarters
Are my deposits still FDIC insured?
If you have deposit accounts at both DB&T and First National Bank and the combined balance of those deposits is $250,000 or less, there will be no change to your FDIC insurance coverage and your combined deposits will continue to be fully insured.
I live in Waldo County, how do I find out if my accounts are included with those going to First National Bank?
We understand it’s important to know and we’re currently working through these details. Both First National Bank and Bangor Savings Bank plan to communicate with customers, by mail, sharing what you can expect and when. We are working to get this information to you as soon as possible.
Who do I contact with questions or concerns? 
Please continue to reach out to your DB&T representative or call First National Bank at 800.564.3195. We encourage you to check back here frequently for updates as we progress through the transition, and please keep an eye out for important information to be delivered in the mail.