• Other Business Services

    The First offers a wide array of services to complement your business accounts:

    Merchant Credit Card Processing

    • Partnered with TransFirst, The First offers a comprehensive selection of credit card processing and settlement service options.
    • Services provided at competitive rates.
    • We support merchants in the retail, restaurant, lodging, mail/phone order, Internet/e-commerce industries, and more.

    For more information on Merchant Credit Card Processing click here.

    First Remote Deposit

    • The First has the technology to allow you to scan your deposits and submit them electronically into your business checking account, all from the comfort of your office.
    • By utilizing a desktop scanner that connects to your computer, you now have the ability to make deposits at any time of the day.
    • Ask your banking representative today for more information on this convenient service.

    First Online ACH

    • Create electronic payments, such as utility payments, membership fees, and payroll direct deposits.
    • ACH processing application may substantially reduce your manual processing costs.

    Overdraft Protection Line of Credit

    • Overdrafts to your business checking account are covered by transfer of available funds from your linked line of credit.
    • Business lines of credit are loans and subject to credit approval.
    • If you overdraw your checking account, The First will transfer funds in $50 increments from your line of credit in order to bring your checking account balance to a zero or positive balance.
    • A 16% APR and a $35 annual fee apply. A charge of $10 or 5% (whichever is less) may apply to any late payments.

    First Visa Check Card for Business

    • The First makes it easy for you to make business transactions anywhere Visa® is accepted.
    • Use it at any of our conveniently-located ATMs to gain access to your cash any time of day.

    First Phone Banking

    Our full-service telephone banking center offers you access to your accounts from 7:00am to 5:30pm weekdays and from 8am to 12pm on Saturday. Call 1.800.564.3195 to speak to a First Phone Banking Consultant who will be happy to assist you with your banking transactions over the phone.

    Self-Service Coin Handling

    This time-saving service is free to all customers who maintain a deposit or loan account at The First. We currently have coin counters in these branches: Bangor, Bar Harbor, Blue Hill, Calais, Camden, Damariscotta, Eastport, Ellsworth, Northeast Harbor, Rockland, Southwest Harbor, and Waldoboro.

    First to Open

    We open our drive-up windows at 7:00am, Monday through Friday, to make banking even more convenient for you. Get your banking done early, and get on with your day!

    In addition to the services described above, The First can provide your business with a host of essential tools designed to help you manage your time more efficiently and make your day-to-day operations run smoothly. Ask us about overdraft protection, wire transfers, cash management, night depository, and investment services.

    For more information on these services, please call First Phone Banking at 1.800.564.3195.