• First Things First

    You have dreams. It might be buying a house, running a business, or starting a family. We get it. Having someone all in for you as you follow your spark can make all the difference. It's why we're here, right around the corner.

    First National Bank is a genuine Maine community bank deeply committed to serving individuals, families, and businesses throughout our region. We're proud of our unique culture of respect, intended to make all our customers feel valued.

    Operating in sixteen branch offices from Wiscasset to Calais –now including Bangor – we go all out to find ways to meet your needs, as well as offering free services like Online Banking, Bill Pay and coin-counting machines.

    With us, the Maine work ethic really means something. We have the same dedication to our work as you do. We go to work early. We stay late. We’re cheerful and support our neighbors. We're glass-half-full people. We’re genuine, responsive, and practical about our business. We’re principled, proactive problem solvers. We keep our promises, and do what we say we'll do.

    First National Bank is different than other banks – but we’re the same as you. Real people who want to help you get what you need.

    Our History

    The First History 1852
    Initially incorporated as The People's Bank in 1852, our institution was established by several prominent business owners in the twin villages of Damariscotta and Newcastle. On May 30, 1864 the bank was chartered by the US Treasury as The First National Bank of Damariscotta.

    Further up the coast, The First National Bank of Bar Harbor was organized in 1888, also by a group of notable business leaders – a hard-working bank built on strong community values. By 1991, the bank recorded nearly $96,000,000 in total assets; by 2004, First National had seven branches, from Blue Hill to Calais.

    On January 14, 2005, The First National Bank of Damariscotta and The First National Bank of Bar Harbor combined their strong deposit and lending forces into one financial institution, becoming the third largest bank headquartered in Maine, with combined assets of more than $675 million. 

    Now, long since our modest beginnings, we still stand strong as an independent bank, while serving the community much wider than the twin villages of Damariscotta and Newcastle. Yet local ownership remains as essential to our mission today as it was for the beginning founders doing business along the shores of the Damariscotta River many years ago.

    Though we have grown substantially through the years, we will always stay committed to our core values of community and customer service. We welcome you to visit any of our locations, meet some of our 225 employees, and discover all the ways First National Bank wants you to dream first and then go from there. Because you can.